Does The Attic Have To Be Insulated To Pass Inspection

Do you just wade through the insulation on your inspection.

Does the attic have to be insulated to pass inspection.

The attic inspection does not have to be by an appraiser. Insulation is rated with an r value. I had an attic door located on the outside of the subject property approx. The higher the r number the higher the insulating factor typically is so it s worth checking.

They do not however accept any type of property for a loan guarantee. Looking across your attic if the insulation is level with or below the attic floor joists you probably need to add more insulation. The colder the climate the higher r insulation number. I contacted fha and advised them i didn t feel safe going up that high and they replied that they don t expect the appraiser to do anything that impacts his her safety.

Any inspection information on furnaces in the attic is contained in the heating and cooling section of the report. As with any other part of a home inspection attics must be accessible. An attic inspection will show the. I would think this could be a hazard as you would disturb the insulation might miss a step and fall through the sheetrock or trip over a hidden.

An attic must be properly insulated with the required r level of insulation material for your climate. Or the homeowner might have a bureau placed in front of an attic door. What your attic probably does not have is a set of code compliant stairs. The insulation is 12 15 deep.

The only means of traversing the attic is by walking the joists. If they aren t inspectors are not required to gain entry by heroic means. Attics can be insulated in a number of ways including blowing in insulation or laying fiberglass batts. Your attic may presently have a fixed ladder a pull down ladder or no ladder at all.

The federal housing administration fha offers lenders guarantees for several types of mortgage loans. The information gathered in the attic usually falls into five categories insulation ventilation framing leaks and pests. Also identified are attic areas that were not accessible. Inadequate attic insulation.

For example a past renovation might seal up an attic access panel in the ceiling entirely.